Vasu Gupta

Vasu Gupta

9 Years 4 Months Overall Experience
Chartered Accountant with 9 years and 4 months of experience in Banking, financial Services and consulting across multiple sectors. Assessment and credit appraisal of various corporate loan proposals and due diligence at the time of decision. Possessing good analytical and problem solving skills

Functional Areas



PMB Gujarati Commerce College
Chartered Accountant


Awarded for highest processing of Business Loan group renewal proposals


Felicitated by Business Loan Group Product head for contribution’ Towards Rs 50 crores milestone for MP state



Cleared CFA(USA) Level 1


ICICI Bank, Indore

5 years 1 months

Chief Manager

Aug’16 – Oct’21

  • Credit Appraisal, Assessment of Financial Statements, Ratio Analysis of different products included in Working Capital Domain
  • Assessing and predicting the financial risks such as borrower’s ability to repay, monitoring the funded accounts, and checking the utilization of limits to ensure non-diversion of funds
  • Developing processes for fast and effective sanctioning of allocated deals which resulted in sanction of Rs 500 Mn value of working capital loan proposals in a month
  • Improved turnaround time by 60% in loan appraisal within overall tenure of 5 years
  • Analyzed and reviewed around 250 loan proposals in a year with approval rate of 90%.
  • Employing the latest financial analysis techniques such as preparing projections of the customers by considering past financial trends
HDFC Bank, Indore

1 year and 5 months

Credit Manager

Feb’15 – July16

  • Carried out financial due diligence and strong market feedback for decision-making of the entire unsecured loans portfolio of personal loans, business loans, self-employed professional loans, and education loans
  • Reviewed and approved 120+ loan proposals per year and received appreciation for superior customer delight.
  • Monitored the account conduct of loans sanctioned to ensure the reduction in delinquency that resulted in overall improvement of the portfolio of HDFC Bank (Approx10-12%)
Pankaj Kalani and Associates, Indore

1 Year


Feb’14 – Feb’15

  • Advised MSME and retail clients in conceiving new projects for project financing
  • Assessed the viability of the projects by performing cost benefit analysis and preparing cash flow statements
  • Analyzed the risks involved and assisted in the structuring of loans.
  • Prepared project reports for financing the project from banks by liasoning that helped the client in getting loans sanctioned of Rs 200 crores on an average
KPMG, Mumbai

1 Year 7 months

Executive in Risk Consulting

June’12 – Jan’14

  • Conducted Internal Audit engagements of 10 entities from multiple sectors
  • Understood client business to perform an end-to-end internal audit for corporate entities.
  • Analyzed the output data from the individual processes and highlighted the risks identified to the senior management