Sumit Saini

Sumit Saini

5 Years 8 Months Overall Experience
Banker with 5+ years of experience in the Retail Branch Banking, Loans & Advances, Housing Finance, Rural & MSME. Experienced in large-scale digital transformation. Increased Advances of the previous branch by 85% over 2 years. Experienced in managing and scaling up the retail banking business for the branch. Experienced in Leadership, team management & motivating staff

Functional Areas



VIT University
B.Tech Computer Science and Engineering



Outstanding Performer
Outstanding Performance FY 2021-22, SBI
Award of Argi Business
Krishi Ke Karandhar award by SBI FY 2021-22
Highest REBHU Growth award by SBI, FY 2022-23


Successfully completed Certified Scrim Product Owner by Scrum Alliance


Certified associate of IIBF (Indian Institute of Banking and Finance) in Banking.

2018 - 19

Certified by National Institute of Securities Markets in mutual funds and have valid ACE liscence



State Bank Of India

5 Years 3 Months

Branch Manager( Dy. Manager)

Dec'17 - Mar'23

  • Led a team of 10 members & managed 10,000+ unique customers with an overall business of INR 200Cr.
  • Increased advances by 38% YOY by building relationships and focusing on real estate and housing finance.
  • Increased profitability across 2 years by 26% YOY by focusing on High Ticket size loans, Tech-Backed Products, and Cross-selling.
  • Reduced non technical customer complaints by 55% YOY.
  • Worked on Forex Transactions including inland and overseas usance and sight LCs. Processed EDPMS and IDPMS forex bills of more than 15Cr by effective use of inhouse ERP tool.
Amdocs India LLP

5 Months

SW Test Engineer

Aug'17 - Dec'17

  • Enabled Australia and SE Asia based telecom companies in successful deployment of software by conducting 100+ tests and supporting client in adopting software.
  • Assisted in automating testing tool using Python and SQL, which reduced testing time from 5 days to 1 day.
  • Selected to own and deploy product feature within 3 months of joining as a fresher compared to company average of 5 months by learning at a fast pace.