13+ years of experience across banks & financial institutions; Managed various portfolios and demonstrated leadership in managing 200+ post offices under Banking . Successfully handled branches of business volume of above INR 50+ crores. Early adaptation to the honing of skills – being a national level tennis player or being a seasoned certified bank trainer – has helped me cultivate precise time-management and planning skills.
Functional Areas
Education
Biju Patnaik University of Technology
B.E - Computer Science & Engineering
2002-2006
Accomplishment
Awarded Best Performer Awards
For the branch’s exemplary business performance under 'Deposit Mobilization' and 'Advances'
Multiple awards for 'Bancassurance' Category
2016-2017
All India Major Ports Tennis Champion (Under-16)
1996-97
All Odisha Junior Tennis Champion (Under 14 & Under 16)
Represented Odisha in Junior Nationals
1996-97
Ranked '287' in National Level Aptitude Test
National Institute of Information Technology (NIIT)
Completed 2nd year in Hindustani Classical Music
ABGM, Mumbai
Certification
Certified Associate of India Institute of Bankers (CAIIB)
First Class
Certified Bank Trainer
First Class with distinction from National Institute of Banking Management, Pune
Certified in Rural Banking from IIBF
Experience
India Post Payments Bank, Odisha
4+ years | On Sabbatical Leave
Senior Manager (District Head)
2018 - 2022
Oversaw and managed over 200+ post offices in relation to Banking .Managed the business development of the branch and customer access points under the jurisdiction
Enabled Grameen Dak Sevak (Rural branch postmen) team to deliver 150,000+ Aadhar-enabled payment services under NREGA, NPS, and other national and state level schemes at the doorstep of citizens throughout Jagatsinghpur district in Odisha
Mobilized, along with the team (post offices), 85,000+ accounts of individuals without banking accounts under the Financial Inclusion Initiative in under 3 years; recognized by state-level banking committee under Jagatsinghpur for this achievement
Enabled 140+ Rural Branch Post Offices to provide Aadhar services (child enrollment and mobile updation) through mobile phones of Dak Sevaks and postmen; achieved 120000+ Child Enrollment Lite Client updation in ~6 months; praised by District Collector Office for honoring a government priority task to update mobile numbers for Aadhar for different government scheme requirements
Conducted financial literacy camps at 150+ villages to educate 30,000+ people on financial awareness and government-sponsored schemes
Canara Bank, Odisha
3 years and 8 months
Manager (Branch Head)
2014 - 2018
Managed business development of the branch and converted a loss making branch to a profitable branch making INR 15+ lakhs of profit in 2 years
As Branch head of Duburi, improved the business volume of branch from INR 18 crores to INR 51 crores in 3 years, generating 184% growth
Brought down non-performing assets to the lowest in 3 years, 1% of outstanding loan amount of the branch
Supervised the work of 6 individuals and motivated them to perform well with one being recognized as the best performer under third-party products sales
Oversaw approvals of loans; sanctioned 130+ quality business and retail loans
Awarded Best Performer Award (2016-17) for the branch’s exemplary business performance in deposit, advances, and third-party products
Odisha Gramya Bank, Odisha
1.5 years
Manager
2012 - 2013
Managed the loan and advance portfolio of the branch of 25 crores
Part of the Financial Inclusion & Planning department at Head Office of erstwhile Kalinga Gramya Bank
Oversaw loan approvals and monitored day-to-day financial transactions as well as loan recovery
State Bank Of India, Odisha
2yrs and 1 month
Assistant Manager
2009 - 2011
Selected as Probationary Officer (PO) - 2009 Batch
Managed the pre-approval processes of retail loans.(RACPC)
Passing Officer at SBI Cuttack Main Branch; prepared reports for management and monitored day-to-day transactions
Paradip Advance Computer Technology, Odisha
2+ years
Manager
2006 - 2008
Managed computer coaching and training center, including logistics, student counseling, and training
Held responsibility for business development and marketed the institute through print and digital media; achieved breakeven in 2 years time