A seasoned banking professional with expertise in credit risk management, stakeholder management, business development, and branch operations. He has demonstrated expertise in loan origination, credit analysis, and risk management, with a proven track record of reducing NPAs and driving business growth. He is adept at customer relationship management, compliance, and team leadership. Post-MBA, he seeks a transition into senior-level roles in financial institutions, focusing on strategy, risk management, and business growth.
Functional Areas
Education
JSS ACADEMY OF TECHNICAL EDUCATION, NOIDA
Bachelor of Technology (ECE)
2010-2014
Accomplishment
Outstanding Performer
Awarded SBI Gems Award two times by AGM for achieving the highest business growth in retail, home, and SME segment advances
Award for Cross-selling Business
Awarded by GM, SBI for excellent performance in General Insurance and Mutual Fund sales
Certification
JAIIB
Junior Associate of Indian Institute of Banking and Finance (JAIIB) IIBF Mumbai
2019
Experience
STATE BANK OF INDIA
6 years 3 months
DEPUTY MANAGER
Dec’17 - Apr’24
Conducted end-to-end business sourcing, credit risk and financial analysis for SME clients thereby achieving 25% growth in portfolio.
Processed around 500 home loan proposals across 29 branches in FY 24, achieving ?80 Inr net growth in the region's loan portfolio.
Achieved 27% CAGR in retail loan portfolio for 2 consecutive years by collaborating with corporates, govt. departments and builders
Increased pre-approved digital loans via YONO uptake by 30% through targetedcampaigns, enhancing customer access to credit.
Ericsson India-Global Services Private Limited, Noida
2 Years 10 Months
Assistant Engineer
Mar’15 - Dec’17
Conducted efficient troubleshooting of network nodes during outages and reduced downtime to minimum customer grievances.
Configured mobile tariff settings for Airtel Kenya and Madagascar tailored to customer needs to improve revenue generation.